Background
Born and raised in Minnesota, Daniel Minor has been around the industry for more than a decade. Minor earned a computer science & mathematics degree from Hamline University graduating near the top of his class with an extraordinary 3.92 in major GPA. At Hamline, he was a tutor for physics, math, and computer science which is how he discovered his passion was not only numbers, but also the joy of helping people understand complex topics like mortgages. 

Working with the Best
Minor has earned the Minneapolis/St. Paul Business Journal Super Mortgage Professional award for 2021 and 2022. This award is earned by less than 2% of the 8,000+ mortgage professionals in Minnesota each year.

At the national level, Minor earned placement on Scotsman Guide's 2021 list of the top 1% of originators in the U.S. of the 308,000+ loan officers across the country.

Business Philosophy
Mr. Minor considers every client he helps as the newest member of the Mortgage Minor family and loves forging lasting relationships that go beyond just mortgages. Quality and customer service is what he is driven by. Uncompromising ethics and devotion to clients is what continues to foster his growth and past client referrals. 

Minor firmly believes selecting a loan officer is more than contacting an online call center. He believes it is imperative to select a loan officer that:

Has extensive knowledge of computer security so sensitive personal information is kept safe
Is able to explain in easily understandable terms the various figures that go into purchasing a home
Has a local reputation for excellence in mortgage lending that gives you a leg up over other offers in the hyper competitive real estate market of today

Pair those with punctual communication and truly caring about a client’s best interests, and having the right loan officer in your corner can potentially save thousands of dollars -- or cost thousands when the selection is wrong.

Mortgage Products
Bay Equity Home Loans is a top 20 residential mortgage lender in the country funding billions of dollars of loans across the nation every year. With its national presence comes a wide array of loan products to help you with your next home loan.

Down payment assistance available
Conventional loans
Construction loan options
FHA loans
USDA loans
VA loans
Investment property loans 
Jumbo loans
Refinance & HELOC loans
Bank statement loans for business owners
Reverse mortgages

Contact him TODAY to find out more! 763-614-7082