Background Born and raised in Minnesota, Daniel Minor is a refreshingly young man among the aging mortgage industry. He has over nine years of real estate experience from working for his Father’s appraisal and inspection company and transitioning into the mortgage industry. 

Minor earned a computer science & mathematics degree from Hamline University graduating near the top of his class with an extraordinary 3.92 in major GPA. At Hamline, he was an assistant professor and tutor for physics, math, and computer science which is how he discovered his passion was not only numbers, but also the joy of helping people understand complex topics like mortgages. 

Business Philosophy Mr. Minor considers every client he helps as the newest member of the Mortgage Minor family and loves forging lasting relationships that go beyond just mortgages. Quality and customer service is what he is driven by. Uncompromising ethics and devotion to clients is what continues to foster his growth and past client referrals. 

Minor firmly believes choosing a loan officer is more than contacting someone local. He believes it is imperative to select a loan officer that: • Has extensive knowledge of computer security so sensitive personal information is kept safe. • Legitimately understands the complex math behind mortgage payments and that he/she is able to explain it in easy to understand terms. Pair those with punctual communication and truly caring about a client’s best interests, and having the right loan officer in your corner can potentially save thousands of dollars -- or cost thousands when the selection is wrong.

Working with the Best To further ensure his client’s receive the best possible consultation he can offer, he triangulates many of his decisions with his business partner who has been recognized by Scotsman Guide -- one of the oldest and most respected real estate publications in the country -- as a top 1% originator in the country and Minnesota’s #1 originator for 2016, 2017, and 2018. 

Additionally, he stays ahead of interest rate fluctuations by frequently contacting Joyce Minor, his aunt who is a graduate of Harvard and current economics professor at Macalester College, to discuss trends in the mortgage backed securities market so his client's interest rates are the best they can be during any given market conditions. 

Mortgage Products Bay Equity has many loan products to help Minnesotans regardless of location within the borders of the state:  • ***Down payment assistance options available  • Bank statement loans for business owners • Conventional loans • Construction loans • FHA loans • Investment property loans  • Jumbo loans • Refinance & HELOC loans • Reverse mortgages • USDA loans • VA loans

Contact him TODAY to find out more!