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Message from The Ross Team

Greetings from the Ross Team and Bay Equity Home Loans. We would like to work together to offer our friends and family benefits when obtaining a home loan either through a home purchase or a refinance of an existing home loan. We are a family-owned and operated lender based in California and Arizona. In the spirit of home, family and financial well-being we are proud to offer discounted loan fees, discounted Realtor fees, complimentary credit review and an appraisal fee credit at close of escrow. All of this along with a superior level of service.

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
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About Bay Equity

Bay Equity Home Loans is family operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Founded in San Francisco in 2007, Bay Equity is now headquartered in nearby Corte Madera with branches and operations centers across the country. Bay Equity is made up of the most accomplished mortgage and financial professionals at every level. We take great pride in helping borrowers achieve their home ownership dreams.

We’re here to get you home.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Ross Team
NMLS ID# 179446 | Tom Ross
Phone: 602-791-5861
Fax: 602-865-7985
5635 East Thomas Road, Office 13, Phoenix, AZ 85018
Start a Loan Application
Nancy Hon
Business Broker/Real Estate Professional
Phone: 480-787-8708