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Message from Dr. John H. Emerzian, D.C.

As each of you know, TotalCare Medical Group was built on a foundation of core principles that guide everything we do; integrity, objectivity and care. The goal of our high-quality care and services is to provide excellent resources to our patients. It is just as important to us to do the same for our employees. We want each of our employees to achieve success both professionally and personally. In the spirit of home-ownership, family, & financial fitness, we have added an exciting enhancement to your benefit package. TotalCare Medical Group. proudly announces an exclusive partnership with a leading mortgage company - Bay Equity Home Loans. Local mortgage lender, Wes Lovell , is dedicated to helping you with your home purchase or refinance. Together, we can ensure you're receiving the best care when it comes to your next home purchase or refinance.

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
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About Bay Equity

Bay Equity Home Loans is family operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Founded in San Francisco in 2007, Bay Equity is now headquartered in nearby Corte Madera with branches and operations centers across the country. Bay Equity is made up of the most accomplished mortgage and financial professionals at every level. We take great pride in helping borrowers achieve their home ownership dreams.

We’re here to get you home.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Wes Lovell
Senior Loan Officer
NMLS ID# 633218
Phone: 559-325-4010
Fax: 559-570-0331
bayequityhomeloans.com/wes-lovell/
7783 North Ingram Avenue, Fresno, CA 93711
Start a Loan Application