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Message from The City of Clovis

Clovis has long adopted the slogan "Clovis - A Way of Life" which is true in all aspects. The efforts have paid off. People from all walks of life make Clovis their home. In all housing selections, there are varieties in price ranges, too. Working-class families to seniors on fixed incomes to professional, double-income families settle here. There are choices in lot sizes, ranging from large acreage, larger-estate lots, to conventional single-family parcels and townhouses and condominiums. In the spirit of home, family, & financial fitness, we have added an exciting enhancement to your benefit package.

We proudly announce an exclusive partnership with a leading mortgage company, Bay Equity Home Loans, and real estate agent Charles Ratanavanh . As a local mortgage lender, Molly is dedicated and experienced team welcomes the opportunity to help you with your home purchase or refinance.

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
See your estimated savings
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"Team Meeker was amazing to work with! They made sure all my needs were met and made everything as easy as possible! I highly recommend them to anyone wanting to buy or refinance a home! No doubt they are the absolute best! Best experience ever!" - Stephanie Bolin from Kelseyville, CA <p>LOAN STATUS Closed May 2018<p/>

About Bay Equity

Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Molly Meeker

Regional Sales Manager

NMLS ID# 256212

7783 North Ingram Avenue
Fresno, CA 93711

Charles Ratanavanh


License# BRE#02012178