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Message from Mike Richardson

Greetings. As you all know, the core of our success is teamwork, and valuing every individual who helps us thrive as a whole. We strive to help every team member achieve success personally and professionally. In the spirit of home, family & financial well-being, we are excited to announce an exclusive partnership with a leading mortgage company, Bay Equity Home Loans. This local mortgage lender is noted for its growth and customer service. Bay Equity's dedicated and experienced team is looking forward to helping with your home purchase or refinance needs.

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
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About Bay Equity


Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Mike Richardson

Branch Manager

NMLS ID# 1195440


Katie Frederick

Realtor

License# S.0182445