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Message from Lance Semenko

At Q&D Construction we want to provide our employees with the best benefits possible, partnering up with Bay Equity Home Loans has given us another resource that can help our employees with any of their mortgage needs.

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
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"JJ Milan and Bay Equity Home Loans helped me refinance my home this year and I couldn't be more happy. JJ is a local Reno native, played football for the University of Nevada Reno and has done a lot for our community. I'd definitely recommend JJ and Bay Equity Home Loans for your mortgage needs. The process was quick and easy, he provided very competitive rates, and his customer care and rapport were exceptional. 10 out of 10!" - Kevin Linderman (Vice President of Q&D Construction)

About Bay Equity

Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

JJ Milan

Loan Officer

NMLS ID# 2090102

300 E. 2nd Street
Suite 1205
Reno, NV 89501