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Message from Let's Go Wine Walk

I have been a giant fan of Bay Equity since they started in is so wonderful to watch a local, family-owned mortgage bank grow throughout the years despite the difficult economy. Not only is Bay Equity doing well, they are doing business right! Raul Espinoza is a great resource for anyone looking to help simplify the process of home financing. You will love working with Raul and his Team! Let's Go Wine Walk & Let's Go Bay Equity!

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
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About Bay Equity

Bay Equity Home Loans is family operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Founded in San Francisco in 2007, Bay Equity is now headquartered in nearby Corte Madera with branches and operations centers across the country. Bay Equity is made up of the most accomplished mortgage and financial professionals at every level. We take great pride in helping borrowers achieve their home ownership dreams.

We’re here to get you home.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Raul Espinoza
Senior Vice President - Sales & Strategic Markets
NMLS ID# 283651
Phone: 310-912-8292
Fax: 415-762-5485
633 West Fifth Street, 26th Floor, Office 2688, Los Angeles, CA 90071
Start a Loan Application