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Message from Klinker Brick Winery

General Testimonial:

Bay Equity in Stockton helped my wife and I buy our first home after we got married. Simply put, the experience was amazing because it was worry-free. They answered all of our questions and walked us through the process, thoroughly explaining each step. Before we knew it, we were approved and moving in to our new house. Bay Equity is a great company, Gene and Deanna Avakian make it an EXCELLENT company! I would recommend their service to anyone looking to buy or refi!

KBW Testimonial:

Gene and Deanna at Bay Equity in Stockton helped Farrah and I get into our new house seamlessly and worry-free...and with a super competitive interest rate! They handled the entire process thoroughly, professionally and with minimal effort from us. I would recommend their service to anyone looking to buy or refi!

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
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About Bay Equity


Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Gene Avakian

Branch Manager

NMLS ID# 249478

F:
(209) 992-4139
A:
217 North School Street
#2
Lodi, CA 95240