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Message from Natalie Zeleznikar

Greetings! As you all know, the core of our success teamwork, and valuing every individual who helps us thrive as a whole. We strive to help every team member achieve success personally and professionally. In the spirit of home, family, and financial well-being, we are excited to announce an exclusive partnership with a leading mortgage company, Bay Equity Home Loans. This local mortgage lender is noted for its growth and customer service. Bay Equity's dedicated and experienced team is looking forward to helping with your home purchase or refinance needs.

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
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"I had never refinanced before and this was all new to me. Dan walked me through each process. And if I had any questions he would answer them so I understood what was needed. We have recommended Dan to other people that are looking at both refinancing and home purchase." - Lauri

"Dan is very knowledgeable and works hard! He is always quick to get answers, return emails and call. I would highly recommend Dan to anyone looking to buy or refinance. He’s the best!" - Keri

About Bay Equity

Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Daniel Witzman

Senior Loan Officer

NMLS ID# 284299

434 Hale Avenue
Suite 100
Oakdale, MN 55128