Company Logo
Message from Tony Wasbotten

Greetings - As you all know, the core of our success is teamwork, and valuing every individual who helps us thrive as a whole. That being said, we are striving to help every team member achieve success both personally and professionally. In the spirit of home, family, and financial well-being, we are excited to announce a partnership with a leading mortgage company, Bay Equity Home Loans, with a local branch and loan officer, Dan Witzman. As a residential banking firm regularly recognized for growth and service in the industry and several other finance publications, this dedicated and experienced team is looking forward to serving your refinance and purchase needs with unprecedented cost savings.

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Discounted Realtor fees
  • Superior service levels and quick closing
See your estimated savings
Provide your contact and loan info to calculate your estimated savings


"Dan was very easy to work with, and as a first time home buyer/owner, his advice really helped and stuck with me. Always helped with questions at any time of day, and made his schedule around mine. 10/10 would recommend Daniel." - Lynard

"Great guy, knew his stuff. Easy to talk to. Friendly and just made us feel important in the home buying process." - Payden

About Bay Equity

Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Daniel Witzman

Senior Loan Officer

NMLS ID# 284299

434 Hale Avenue
Suite 100
Oakdale, MN 55128