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Message from Chris Krupar

Greetings from Chris Krupar at Bay Equity Home Loans, we want to work together with you to offer your employees, friends and family cost savings benefits when obtaining a home loan either through a home purchase or a refinance of an existing home loan. This local mortgage has successfully guiding many home owners through a wide variety of loan products including, USDA, FHA, first time home buying programs, conforming and jumbo loans. In the spirit of home, family and financial well-being we are proud to announce that Bay Equity Home Loans is running a promotion that will benefit you and your family members if you are buying or refinancing a home. For more information please contact Chris Krupar at Bay Equity Home Loans.

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
See your estimated savings
Provide your contact and loan info to calculate your estimated savings


"Where do I start! Our experience with Chris was more than phenomenal! His attention to detail and guidance through the process made what we believe was impossible, very doable. We believe that we were given a miracle, but in retrospect and reality, it is just the way that Chris does business! He is mindful of the customer, selfless in service, and compassionate in delivery. He is one of the most genuine people we have ever met. We are blessed to do business with Bay Equity and Mr. Krupar!" -

About Bay Equity

Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Christopher Krupar

Branch Manager

NMLS ID# 1395501