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Message from Cindy Essary

Greetings from Calsur Property Management. Working together with Clay Chadima at Bay Equity Home Loans and Barbara Riley with Keller Williams Realty we a excited to offer you, your friends, and family cost savings benefits when you're looking to purchase a home. This local real estate team specializes in guiding home buyers through the process of purchasing their own home. They are experienced with helping first time home buyers with all of the down payment assistance programs, military personnel and veterans with a no down payment VA loan, and anyone looking to own their dream home. In the spirit of home, family, and financial well-being we are proud to announce a savings promotion that will benefit you and your family members if you are buying or refinancing a home. For more information please contact Clay or Barbara with any questions.

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
See your estimated savings
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About Bay Equity

Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Clay Chadima

Senior Loan Officer

NMLS ID# 256800

(858) 764-5485
8880 Rio San Diego Drive
8th Floor, Office 36
San Diego, CA 92108

Barbara Tackett-Riley


License# CalDRE License # 01664869