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Message from Carla Harkness

At Bay Equity Home Loans, we know that the core of your organization's success is your team members. In the spirit of home, family, and financial well-being, we are proud to announce that Bay Equity Home Loans is running a promotion that will benefit all AmbioPharm's employees as well as their friends and family. With Bay Equity's Corporate Care program, you'll receive cost savings benefits when obtaining a loan for a new home purchase or when refinancing an existing home loan. As a local mortgage company, we have successfully guided many homeowners through a wide variety of loan products including, USDA, FHA, first time home buying programs, conforming and jumbo loans. For more information, please contact Carla Harkness at Bay Equity Home Loans by phone at (803) 467-6914, by email at or reach out by completing the savings calculator below.

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
See your estimated savings

About Bay Equity

Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.

Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Carla Harkness

Loan Officer

NMLS ID# 1920599GA-MLO# 1920599